European Payoneer Alternatives

A curated collection of the 5 best European alternatives to Payoneer.

The best European alternative to Payoneer is Adyen. If that doesn't suit you, we've compiled a ranked list of other European Payoneer alternatives to help you find a suitable replacement. Other interesting alternatives to Payoneer are: Wise, Sling Money, Mollie and Checkout.com.

Payoneer alternatives are mainly FinTech Solutions but may also be Business Operations Platforms. Browse these if you want a narrower list of alternatives or looking for a specific functionality of Payoneer.

This list contains services from companies based in a member state of the European Union (EU), the European Economic Area (EEA) and the European Free Trade Association (EFTA). You can read more about the listing conditions here.

Piotr Kulpinski's profile

Written by Piotr Kulpinski

Unified payments, data analytics, and financial management platform. Accept payments globally, gain business insights, and control finances in one solution.

Screenshot of Adyen website

Complete financial technology platform that combines payments, data analytics, and financial management in a single integrated solution. Built for businesses looking to scale globally and optimize their financial operations.

Accept payments everywhere with support for online, in-app, and point-of-sale transactions. Connect your cross-channel payment data to create superior customer experiences and gain deeper insights into customer behavior across all touchpoints.

Advanced fraud protection uses machine learning to detect and prevent fraudulent transactions at scale without impacting legitimate purchases. Protect your revenue while maintaining smooth customer experiences.

Data-driven insights from millions of transactions help you identify growth opportunities and make smarter business decisions. Access comprehensive analytics to understand where and how to expand your business next.

Financial infrastructure includes banking capabilities, virtual and physical payment cards, and automated fund management. Particularly valuable for platforms and marketplaces needing fast payouts in preferred currencies.

Industry-specific solutions tailored for digital businesses, omnichannel retailers, and platforms. Whether you're optimizing conversion rates, connecting online and offline operations, or building marketplace experiences, the platform adapts to your business model and growth ambitions.

Transfer money globally with transparent fees and real exchange rates. Get account details in 22 currencies, spend abroad without fees, and earn returns on your balance.

Screenshot of Wise website

Save significantly on international money transfers with transparent pricing and real exchange rates. Unlike traditional banks that add hidden markups, Wise shows you exactly what you pay - typically saving customers up to £46 per transfer.

Multi-currency account features include account details in 22 currencies, allowing you to receive payments like a local in multiple countries. The debit card works in 231 countries without foreign transaction fees, making it perfect for frequent travelers and international businesses.

Earn 3.49% variable returns on your GBP balance while maintaining full spending flexibility. Your money is held with established financial institutions and protected by dedicated fraud teams using 2-factor authentication.

Trusted by millions - over 700,000 businesses and millions of personal customers move £12 billion monthly through the platform. Regulated by the FCA in the UK, ensuring your money transfers meet strict financial standards.

Key benefits:

  • Real exchange rates with no hidden markups
  • Account details in major currencies (GBP, EUR, USD, AUD, CAD, and more)
  • Global spending without foreign transaction fees
  • 24/7 customer support via email, phone, and chat
  • Fast transfers - many arrive in seconds
  • Business solutions for international companies

Send money globally in minutes at very low cost. Connect local payment methods, search recipients by name, and transfer funds between accounts or via messaging apps.

Screenshot of Sling Money website

Sling Money offers a faster and less expensive method for moving money globally, utilizing advanced payment technologies. It seamlessly integrates with local payment systems worldwide, enabling you to use your preferred financial products.

Sending money is straightforward with these three steps:

  • Add Funds: Connect your bank account, debit card, or mobile money account. Your local currency is converted into a digital stablecoin in your Sling Wallet.
  • Find Recipient: Search for anyone in the global directory using just their name, eliminating the need for account numbers.
  • Send Instantly: Specify the amount in any currency. The funds arrive immediately and can be converted to the recipient's local currency, simplifying exchange rate concerns.

Key advantages include:

  • Worldwide Access: Send and receive money from virtually anywhere.
  • Rapid Transfers: Funds typically arrive in minutes.
  • Cost-Effective: Enjoy significantly lower fees.
  • Flexible Options: Transfer between your own accounts in over 70 countries, or send money via a message using a Sling Link—no bank details required from the recipient.
  • Full Ownership: Your Sling Wallet ensures you have complete control over your funds. Money is converted to digital currency, and transactions occur on a secure blockchain, enabling instant, low-cost global transfers.

Accept online and in-person payments quickly with transparent pricing. Supports all leading payment methods to help grow your business.

Screenshot of Mollie website

Mollie provides a comprehensive solution for businesses of all sizes to manage online and in-person payments effortlessly. Powering growth for over 250,000 businesses, from startups to enterprises, it offers a single platform to drive revenue, reduce costs, and simplify financial management.

Key benefits include:

  • Effortless Payments: Accept all leading payment methods online and in-person, including innovative options like Tap to Pay on iPhone.
  • Simplified Finances: Manage payments, subscriptions, financing, reconciliation, and fraud prevention all in one place.
  • Business Growth: Increase conversion with a personalized checkout experience and get paid faster using secure payment links.
  • Seamless Integration: Connect easily with prebuilt integrations for popular ecommerce platforms and tech stacks, or utilize ready-to-go client and server libraries.
  • Dedicated Support: Access industry-leading support whenever your business requires it.

Use the centralized dashboard for managing payments, gaining insights, accessing funding, and streamlining accounting. This platform helps you accept online payments, set up terminals for in-person transactions, simplify subscription billing, and effectively combat fraud.

Boost payment acceptance, cut costs, combat fraud, and elevate customer experiences with global solutions via a single API. Optimize money movement worldwide.

Screenshot of Checkout.com website

This platform offers a comprehensive solution for businesses aiming to optimize their payment processes and drive growth. It provides a global payments network with local acquiring capabilities in over 50 countries, enabling businesses to accept payments online and disburse funds efficiently. Key advantages include:

  • Increased acceptance rates: Demonstrated improvements such as a 6% uplift in specific European markets and a general 4.15% increase.
  • Robust fraud protection: Utilizes AI and a flexible fraud engine to secure transactions and ensure compliance in a dynamic regulatory environment.
  • Unified platform: A single API grants access to a full suite of modular payment capabilities, including global payins/payouts, risk management, and performance optimization tools.
  • Enhanced customer experience: Facilitates seamless transactions with support for major card schemes and popular local payment methods worldwide.

The system is built on a highly resilient, cloud-native architecture with self-healing capabilities, ensuring reliable uptime. Businesses can manage and monitor money movement worldwide through an intuitive dashboard, benefiting from transparent pricing and dedicated expertise to unlock revenue.

Share:

Favicon of Payoneer

Payoneer

US-based global payment platform enabling businesses and freelancers to send, receive, and manage cross-border payments in multiple currencies with competitive exchange rates.
Visit Payoneer
Favicon of Payoneer

Featured Alternatives

Favicon

 

   
 
Favicon

 

   
 
Favicon

 

   
 
Favicon

 

   
 
Favicon

 

   
 
Favicon